• naturalgasbad@lemmy.caOP
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    11 months ago

    Funny that the publicized down payment is so low. IIRC a few years ago the actual down payment required for an apartment in inner Beijing (4th Ring or closer) was something absurd like 80%.

    • rdyoung@lemmy.world
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      11 months ago

      80% of what? In the USA, some places ask for an entire months rent upfront, sometimes a security deposit along with it. So, to move in you need to come up with 2x the rent plus whatever down payment. 80% of a months rent is a deal in comparison.

      • FoolishSage@lemmy.world
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        11 months ago

        I think they mean for purchase rather than for rent. Having to pay 80% up front is almost the same as not getting a loan in the first place

        • rdyoung@lemmy.world
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          11 months ago

          I don’t think so. Paying 80% upfront to buy makes no sense. 80% of a months rent as a deposit, makes sense, 80% of the term makes no sense.

          They also haven’t responded so we are just speculating but it has to be to rent not buy. If it was that high of a deposit to purchase, you might as well pay all upfront and that would seriously limit the number of people able to purchase.

            • rdyoung@lemmy.world
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              11 months ago

              Do you have firsthand knowledge of this? Or are you just trusting what OP posted because they said it first? If the second one is true, do you also think trump is your lord and savior?

              • qdJzXuisAndVQb2
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                11 months ago

                Nobody in this thread has offered sources one way or another. You appeared to be having difficulty understanding OP’s point, hence my comment. As for your final question, two things:

                1. Fuck your US-centric assumption, I luckily don’t have to care about Trump, I have my own country’s politics to worry about.

                2. Trump clearly lives in your head rent free, that’s not good.