Once you add up the meals, coffees, and free internet access Priority Pass looks more like a good investment than a luxury. I’m kicking myself for the years I traveled without it.

Honestly, based on your criteria, I say try to swing getting a US visa and moving to Texas. It’s everything you’re asking for: low taxes, good weather, personal freedom. Move out to the less populated area, and you can pretty much do whatever you want. Unfortunately that comes with a certain amount of precariousness.