• 15 Posts
  • 615 Comments
Joined 1 year ago
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Cake day: June 14th, 2023

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  • After the last two seasons, anyone judging the club based on expectations could only be happy with clearly winning the league. It’s the issue with coming second. We have to remember that when the margins are so fine, it does not take much to feel like we’ve fallen far even if it’s not true or there are legitimate reasons. We have had the misfortune of suffering injuries to some of our most important players this year and to assume we can get away with that is just naive.




  • That’s not really true. Banks getting higher interest on loans also pay out more interest on deposits, otherwise they’re unable to attract and retain customers. FI profitability is based on net interest margin (revenue from lending - losses from deposits), and they need deposits to have the money to lend out so they can’t arbitrarily lower their deposit account rates to increase NIM.

    Banks get richer no matter what happens, because people need loans. If anything, higher rates make it more challenging for banks to make money as people are less able to make repayments and less likely to take out loans for luxury purchases or holidays.







  • Oh absolutely, it’s just crazy to see how far we have pushed the limits of what the human body is capable of. Every now and then people joke about players being slow or unfit, but they’re still probably fitter than 95% of the population.

    Unsolicited advice incoming, feel free to ignore it. Stretching (not just when you exercise, but right before and after bed) and a good quality pair of runners could work wonders if they’re not already things you have. Note - I don’t really practise what I preach, but the times in my life when I’ve had/done both my body has really thanked me. I just suck at consistency and I’m a stinge.