• 130 Posts
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Joined 1 year ago
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Cake day: June 13th, 2023

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  • This is terrible advice. Paying anything you can up front saves you several times over in the long run.

    Usually, yes, but it’s situational.

    For example, I bought my house in 2009 during the depths of the Great Recession, with no down payment, and got a screaming deal. If I had decided to wait a few years to save up for a down payment, I would’ve been 500% screwed.

    (That “500%” isn’t hyperbole, by the way: that’s how much more I would’ve had to spend to buy my house now instead of back then! Actually, I’d have been even more screwed than that, considering that I’d be paying ever-increasing rent the whole time, too.)


  • You’re not wrong. Still, if somebody could’ve been bothered to voice their objection to it I could’ve clarified that I meant that Democrats and Republicans are both right-wing only in the same sense that two and 6 million are both positive numbers, not that I was trying to make some bad-faith “both sides” argument. But I didn’t even get one chance to explain myself – no warning, no comment removal without ban, nothing – and that’s not okay.

    Banning is a thing that should only happen after a user demonstrates a pattern of bad-faith; not based on a single questionable comment (let alone one that’s only questionable because the mod misunderstood it).