• 142 Posts
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Joined 1 year ago
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Cake day: June 15th, 2023

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  • Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.

    Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.

    Toss out the old adage of “20% down or bust” and keep any money saved towards it for savings for all the other costs of home/closing



  • A̵̱͓̤͚͍͖͔̅̀̓̑̽̌͛̏̓̇͝r̸̨̛̰͖̲̟͍̍͑́͠e̵̞̥̫̙̯̓͐͝ ̶͕̝̻͓̺͙͑̌̚͠ͅͅy̴̜̫̤̮̋o̴̧̜̬͙͙͖̊̃̄́̅͗͛̐̆̑̈́͠u̶̬̹̱̩͚̮̹̪͊̓̔̏ͅ ̸̨̡͍͚̼̟̻͈̣̲̱̈̐̐͒̄̕ͅs̵̤̽̈́̉̒̊̋u̸̢͉̩̣͈̙̼̘̘̥͎͕̎̄̾͗̇̕r̴̠͎̿͆̋̏e̶̖͖̱̮͈͉̥̭̺̺̗̋͋͌̏͒̓̓̽̚̕͜͝ ̶̭̼͖̝̫̭̭̖̣̞̗̜͂̀̐͛̍̒̈̚t̶̲̬̺͇͕̺͙͔͓̫͔̤̺̿̄̓̈͌̈́̕͠ḩ̶̺͓̱͚̥̓ȁ̶̡̳̟̞̠̀̇̆̀̉̒̈́͂̌̑t̴̥̥͍̠̖̠͍͇̰́́̀̈́͋̑͗͗͘’̸̢̨̤͖̱̭̰̠̻̓͜ͅͅs̸̡̡̘̱̘̭̜͉̓̈́͐͋͋͌ͅ ̶͖̖͗̑̐̐͗̌͐n̷̳͉͔͙̒̏͛̉̚̚͠͝ơ̸͚̤̤̯̥̤̪͖̰̝̦͖̈́͑͛̎͆̚͜͠͝t̵̖̠̘͚̯̲̝͇̭͕̮̖̅́͒̏̊̀̌͂͝ ̷̹̼͚͕͂̎̓̽̐̔t̶̫͕̻̠̣͝h̵̨̹̱̻̐͐̑̈́͂̕͝e̵͇͕̿ ̴̺̤͓̜̖̫̙͐̋̂̆͊̔̓̿̾̂͝͠ͅd̴̢̬̰͔̞̬͓̣͍̈́̽̎͠r̸̢̘̝̻̲̥̻̞̖̝̖͚̅̄͋͜e̶̢̫̹̞͓̮̭̬̟̯͓͇̍̉̏̍̐͂͂̊͘̕ȁ̴̩͙̠̟͈̲̗̝͋̔̉̾̾̏͘m̴̡̨̧̭̳̬̠̬̂̀̀ ̶̢̛̲̞̻̈͋̎̊͗̎̈̌̋͝ţ̷̳̱̳̗͝a̶͉̼̫͉̫̺̼̍͌̀̊̇̈́ͅl̴̨̤̣̯̲̠͙̝̬̳̥̒͌̊k̷̡̲̩̭̖̬̳͗͜ī̵̮̤̋ň̵̢͕̗̞̜͓͔̽͗̂̂̍͛̊̑̽̊g̴̙͍̭̟̼̔̐̂͗̏̋̂̕͜?̴͉̤̥͔̯͆́̎̎̋͊̃͘͠͝


  • P̵̨̲̪̹̫̯͑̈͗ͅl̶̹͍͍̃̾̊̅̓͝e̷͖̰̙͍̺͍̭͈̘͠ḁ̵̧̛̲̩̱̭͍̯͚̐̈̄̏͆͑͑͐͗͘͝s̸͖̼̈̀͜ͅë̴̡̢͉̺̹͉̌̅̐͗͐̄̈́̆ ̵̲̥̯̬͔̙̹͐́͆̋̈́͂̃̈̓̇͠͝ẁ̶͙̩̝̤̼̜̠͓̥̆̂̊͛̃̒͐̌̓̔̚̚ą̴̌̇̾̇̂̎ķ̵̥̼̦̣̬̀̒͛̉̂̓͗̉̀̎̈́̽̕e̶̪̅͊̉ ̴̧̛̝͔̺͍͔̱̘͖̼̥̳̾̎̂̆̈́̚͝ų̴̧̰̩̰̳̣̤̈́̈̍̃͐̊̈̒̋̚͜͝p̶̧͇͔̝̗̤̟̪̫̍̉͐͒͛̋̈̊͘̕͜͝,̵̢̢̡̩͇͉̥̱͈̬͉̖̻̈́ ̵̨̛̍̿͑͑͆̓́w̶̢͕̼̙̻̤͍̖͊̒ë̴̡͍͎̝͓͎̠̫̹̺̓̉͒̑̌͝ ̸̢̮̝̗̼̬͖̬̈͗̾͆̑̈́͗͘͝ͅm̷̤̬̰̈́́̈́͛͌̅́͜ͅį̶̢̛̟̰͙͉̳͓̤̳̓̿̂͛̋̓͊̀̕s̷̢͖̫̰̩̮̞̺̳̣̆͋̃̔̎̍̍̀̈́̑̀͆͝ṣ̶̡͎̣̤̟͎̾̄͑͐̉̄̑̿͂̕͠ ̶̨̘͉̬̮͚̲̖̊̅̈́̎̏̒̒̋͜y̶͖̩͕̬̥̱͖̜̻̓̎͌o̶͔̲̭͔̼̭̯͚͈̹̜͌̒̒͑̂͋͐̆̅͆̊̕͠u̵̘̫̩̓̇͂͆͋̆͊̾̈́͗̏̂͜




  • If my Apex client tells the server I got a perfect headshot, how would the server know I didn’t fake the data?

    Any game that works like that is fundamentally flawed and AC is nothing but an attempt at a cheap bandaid at best.

    The client should be doing nothing but rendering and sending player actions to the server and the server should be managing the game state as well as running its checks on those actions. And when one client sends actuons that are weird and doesn’t line up with it’s internal game state it should kick the client immediately always deferring to what ITS game state is telling it, not the client.








  • One echo chamber is spreading toxic shit and pushing fascism in an attempt to take away all our rights in one way or another.

    The other echo chamber is spreading facts, truth, empathy, science.

    One of these is objectively better than the other. By a wide margin. Have you ever tried to get a family member to quit mainstream SM when they don’t want to? It’s like trying to get a drug addict to stop. It’s a shitty situation with no good options, but the stream of toxic shit needs to stop.


  • Like old school antenna? Do they have one of those big roof top antennas? If so, you might be able to splice the line somewhere inconvenient and insert something that’ll cause just enough interference to make it annoying over the better alternatives like streaming.

    Gotta be careful though, OTA tv is their jam unlike all the other “high tech new fangled wizardry”