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Captain Fredrick Marx of the U.S.S. John Brown: [looks directly at camera] The Federation does not use money. We no longer strive to collect material things. The necessities of life, including education and access to information, are freely and universally available. We have eliminated poverty, hunger and curable diseases. Hierarchies, such as the chain-of-command on starships, are rare and only used when necessary; civilian life is highly meritocratic. Federation society is not perfect, but it is an improvement on what came before.
Picard talking to 20th Century Capitalism Man in “The Neutral Zone”; Picard talking to Lily in the movie “First Contact”; Troi talking to Mark Twain in “Time’s Arrow”; Kirk in 1980s San Francisco saying “They’re still using money,” in “The Voyage Home” – plus a whole lot more. So yeah, you’re absolutely correct.