Nope. I don’t talk about myself like that.

  • 11 Posts
  • 1.67K Comments
Joined 1 year ago
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Cake day: June 8th, 2023

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  • Good thing what I actually said was

    Paying anything you can up front saves you several times over in the long run.

    My point was that the advice was terrible. Not that there are other circumstances that could make it useful. Overall, as a general rule you shouldn’t want to just hold onto debt for no reason if you have means to pay it down. It’s also why I specifically showed 10% as well rather than just the typical 20% downpayment, it furthers my point that

    you’re so much better off if you put as much into the down payment as you can.

    “As much […] as you can” And not just some 20% or whatever magic number.



  • This is terrible advice. Paying anything you can up front saves you several times over in the long run.

    Let’s talk 500k house, 6%, 30 years, no pmi, no taxes, no extras…
    Paying 100k (20%) up front you’ll pay: $863,352.76
    Paying 50k (10%) up front you’ll pay: $971,271.85
    Paying 0 up front you’ll pay: $1,079,190.95

    Paying 20% down (100k) will save you over 200k.

    If you intend to live in the house indefinitely, you’re so much better off if you put as much into the down payment as you can.

    Edit: List formatting



  • the first is a lot of personal risk; the 2nd is minimal risk

    This flies in the face of the article though… it expounds quite a lot that it’s hard to sue for this situation at all. With the reviewing hospital doing the procedures in house quite often as they get referrals all the time.

    But because the delays and discharges occurred in an area of the hospital classified as an emergency room, lawyers said that Texas law set a much higher burden of proof: “willful and wanton negligence.”

    It’s clearly NOT a lot of risk since the burden of proof for that lawsuit would be effectively insurmountable. To the point that the no lawyer is willing to take the case according to the article. If it’s that hard to put a lawsuit together on the matter, why would a doctor be scared about conducting an abortion that was already covered as an exception to the law already? I’m not seeing it. I’m not buying the excuse.

    It’s not like sepsis is undocumented and unknown to the medical community. It’s not hard to justify the required treatment through literal decades of medical cases that have been studied and there’s specific exemptions in place for medical necessity in TX (and most[qualifier only because I have checked all] other states with a “ban”). The only way this situation make sense is if these places didn’t actually have the doctor on hand/staffed and it was some other medical provider that didn’t have power to actually make the decision. In which case there’s a whole 'nother bag of worms of a problem that needs to be addressed. If it’s not negligence on the doctor’s behalf (whether that be due to laziness,ignorance,fear, whatever), it’s because there wasn’t a doctor at all like an RN calling the shots. But the article claims to have gone through everything and doesn’t share with us, so I have to assume the former.

    This smells a lot like “cops need immunity otherwise they won’t investigate stuff”. No… they need to do their job better.





  • The FBI estimates that between 2,000 and 2,500 people entered the Capitol Building during the attack, some of whom participated in vandalism and looting, including in the offices of then-House speaker Nancy Pelosi and other Congress members.

    So you think there’s only 2000 police officers in the USA? That 100% of them are at polling places harassing people and have a coverage of all polling places in America?

    The fuck looney world are you all going on about? Your own source says

    Nearly 30 sworn police officers from a dozen departments

    Okay so at worst that’s 30 polling places. And somehow this is something to bring up like it’s going to be a statistical probability. This constant ACAB bullshit has infected you all and it’s disappointing.

    30 out of 21000 polling places is not “quite possibly” get out of here.

    Edit: There’s an estimated 900k police officers in the country. 30 did something you think is shitty, therefore the other 899.999k are also bad and will be there to make you regret voting and harass you! What a silly stupid argument.



  • the delays at the 3rd hospital

    My statement/arguments were more for the first two visits. I feel (and I’m no doctor) was that it was already too late by visit 3. I don’t think she was going to make it at that point regardless.

    is that they shouldn’t be hard cases

    Sepsis IS ALWAYS a hard case unless you catch it very very early. They delayed her significantly and she was already down the path of symptoms. I’m not sure that shrugging of the hard case of potential sepsis (for the first one that didn’t bother checking her thoroughly) and confirmed sepsis for the second hospital… is anyway at all related to the case being hard because of “abortion”.