Of course you get the same with automated driving. Accidents will cause either the insurance rate of the whole company to raise, or the company will have to pay out of pocket. In both cases accidents have direct financial “punishment” and if a car company is seen to be “unsafe” (see cruise right now) they are not allowed to drive (or drive “less”). I don’t see a big difference to normal people. After a while this is is my opinion even better, because “safer” companies will push out “less safe” companies… Assuming of course that the gov properly regulates that stuff so that a minimum of safety is required.