The Biden administration is preparing to announce another attempt at widespread student loan forgiveness ahead of the election after the Supreme Court struck down its first.
I am against student loan repayments. A plumber should not be paying for your gender studies degree.
Because the country desperately needs more doctors and paying for their education is a huge incentive for people to go into the field. Not everyone is fortunate enough to be able to afford to go to school for 8-10 years. Lack of ability should be the only thing barring a prospective doctor, not the fact that they don’t have a family wealthy enough to support them through their education.
Umm. That’s not his medical school works. We have a limited number of slots. It’s a supply vs demand issue.
It’s not like we are sitting around with billets not being used. Medical schools turn away a large amount of people who apply due to space.
Then you have residency. We have a shortage of spots in the residency programs. So even if you graduate medical school, you may not get selected for residency.
Without residency, your job options are very limited.
You are completely missing that we are not just talking about doctors. That’s just an example. We also need nurses, teachers, engineers, and all sorts of other jobs requiring advanced degrees. (Part of the reason med school is limited is there aren’t enough people to teach it. The demand is there, the supply can’t keep up).
Bullshit. Doctors aren’t going to let people die from lack of care just to make more money. They are one of the few jobs where ethics are essential.
But you don’t really care about any real discussion do you? You just don’t like the idea that someone else might get something for free that you didn’t. It’s that kind of attitude that holds civilization back.
The government pays for all kinds of things you don’t use with your taxes. You pay for roads you don’t drive on. You pay for fires to be put out at other people’s homes. You pay for the education of children that aren’t yours. Fucking get over it.
You just don’t like the idea that someone else might get something for free that you didn’t
No I don’t like paying more taxes for something that doesn’t add value. If your degree can’t pay you enough to pay your loans, maybe you don’t have a good degree.
Personal responsibility is important. College isn’t necessary. Many good jobs don’t require a degree.
Less people being in debt adds value. It allows them to do things like buy houses and have kids.
Let’s not pretend that these loans aren’t exploitive and extortionate. Accounting for inflation, costs of a college education have tripled in the last 60 years. Federal loan interest can be up to 8% and private loan interest can be up to 18%. A doctor can stay ahead of that with their salary, but not all jobs necessary for society pay enough to do so; teachers for example.
College is necessary on a societal level. A modern nation cannot function without the highly educated.
As far as personal responsibility, it is a reality that someone cannot know if they will be capable of completing a degree without trying. Some inevitably prove unable to do so and are stuck with debts they have no means to pay. Normally one could declare bankruptcy but student borrowers are denied this resolution. Should we just accept that a certain number of people will be fucked for the rest of their lives for the benefit of society?
Because the country desperately needs more doctors and paying for their education is a huge incentive for people to go into the field. Not everyone is fortunate enough to be able to afford to go to school for 8-10 years. Lack of ability should be the only thing barring a prospective doctor, not the fact that they don’t have a family wealthy enough to support them through their education.
Umm. That’s not his medical school works. We have a limited number of slots. It’s a supply vs demand issue.
It’s not like we are sitting around with billets not being used. Medical schools turn away a large amount of people who apply due to space.
Then you have residency. We have a shortage of spots in the residency programs. So even if you graduate medical school, you may not get selected for residency.
Without residency, your job options are very limited.
You are completely missing that we are not just talking about doctors. That’s just an example. We also need nurses, teachers, engineers, and all sorts of other jobs requiring advanced degrees. (Part of the reason med school is limited is there aren’t enough people to teach it. The demand is there, the supply can’t keep up).
That’s the example you brought up.
That isn’t an issue. The issue is medical groups push to limit supply. It’s keep the salaries high.
They all fall under the same thing. Just pay your own school
Bullshit. Doctors aren’t going to let people die from lack of care just to make more money. They are one of the few jobs where ethics are essential.
But you don’t really care about any real discussion do you? You just don’t like the idea that someone else might get something for free that you didn’t. It’s that kind of attitude that holds civilization back.
The government pays for all kinds of things you don’t use with your taxes. You pay for roads you don’t drive on. You pay for fires to be put out at other people’s homes. You pay for the education of children that aren’t yours. Fucking get over it.
https://www.medicaleconomics.com/view/match-day-2023-a-reminder-of-the-real-cause-of-the-physician-shortage-not-enough-residency-positions
https://www.aamc.org/news/medical-school-enrollments-grow-residency-slots-haven-t-kept-pace
No I don’t like paying more taxes for something that doesn’t add value. If your degree can’t pay you enough to pay your loans, maybe you don’t have a good degree.
Personal responsibility is important. College isn’t necessary. Many good jobs don’t require a degree.
Less people being in debt adds value. It allows them to do things like buy houses and have kids.
Let’s not pretend that these loans aren’t exploitive and extortionate. Accounting for inflation, costs of a college education have tripled in the last 60 years. Federal loan interest can be up to 8% and private loan interest can be up to 18%. A doctor can stay ahead of that with their salary, but not all jobs necessary for society pay enough to do so; teachers for example.
College is necessary on a societal level. A modern nation cannot function without the highly educated.
As far as personal responsibility, it is a reality that someone cannot know if they will be capable of completing a degree without trying. Some inevitably prove unable to do so and are stuck with debts they have no means to pay. Normally one could declare bankruptcy but student borrowers are denied this resolution. Should we just accept that a certain number of people will be fucked for the rest of their lives for the benefit of society?