• DivineBurke@lemmy.world
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    1 year ago

    I haven’t seen anyone say this, so in case anyone doesn’t know. If the land is worth 200K and has no dwelling, it’s much harder to finance that. You either need a builder/developer loan with plans to build within a specific timeframe. Or, you need some other means to finance.

    A bank won’t give you a mortgage for land. Land, while having an intrinsic value is worthless to a bank. But land with a shed in which you can poop is worth something. No idea why, but that’s at least one perspective.

    • ZombiFrancis@sh.itjust.works
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      11 months ago

      Most often the case, depending on location/us state whatever system installed for pooping in that shed is a health code liability and therefore a financial burden.